Despite higher borrowing costs, the housing market is showing surprising resilience. Limited inventory continues to push prices upward in many regions, while demand from first‑time buyers remains steady. Builders are ramping up new construction, but supply still lags behind population growth. Investors are also returning to the rental market as yields improve. With mortgage rates expected to fluctuate throughout the year, buyers and sellers are navigating a complex landscape. The key question now is whether affordability pressures will cool demand or if strong fundamentals will keep prices elevated.
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